My Wealth Structure & Progress
How my income flows through accounts — and how my net worth has grown this year.
Account Flow
Income
Full-Time Job
Main paycheck from QA / SDET role
Pre-Tax
Employer 401(k)
Automatic contributions + employer match
Income
Primary Checking
Bills, spending, mortgage payments
Savings
Emergency Fund
High-yield savings (6–12 months of expenses)
Post-Tax
Roth IRA
Maxed yearly for tax-free retirement growth
Post-Tax
Taxable Brokerage
Dividends + growth for early retirement
Post-Tax
Kids’ UTMA / Investments
Monthly contributions for kids’ future
Income
Side Income
Outschool, tutoring, Airbnb, YouTube & projects
Income
Business Checking
Tracks all side-hustle income and expenses
Savings
Tax Savings Bucket
~25–30% of side income reserved for taxes
Post-Tax
Extra Investing / Solo 401(k)
Additional investments + future business retirement
Income source
Pre-tax retirement
Post-tax investing
Cash / savings
Net Worth Trend (2025)
Latest Net Worth:
$613,403
Based on your monthly snapshot data (Jan–Nov)
▲
+81,175 since January
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov